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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,542 | $106,524-42.2% | $152,301-59.6% | $87,485-29.7% |
| Participation rate | 67.9% | 75.8%-7.9pp | 82.4%-14.6pp | 68.9%-1.1pp |
| Annual return | 16.18% | 26.89%-10.7pp | 80.50%-64.3pp | 26.06%-9.9pp |
| Employer contribution / active EE | $2,045 | $3,371-39.3% | $4,624-55.8% | $2,596-21.2% |
| Participant deferral / active EE | $10,247 | $6,525+57.0% | $8,004+28.0% | $4,274+139.8% |
| Admin fee / account holder | $15,518 | $8,287+87.3% | $14,398+7.8% | $7,775+99.6% |