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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,004 | $106,749-48.5% | $145,433-62.2% | $82,448-33.3% |
| Participation rate | 92.3% | 75.6%+16.7pp | 82.1%+10.2pp | 68.1%+24.2pp |
| Annual return | 21.33% | 27.59%-6.3pp | 66.58%-45.2pp | 41.64%-20.3pp |
| Employer contribution / active EE | $2,374 | $3,444-31.1% | $4,554-47.9% | $2,551-6.9% |
| Participant deferral / active EE | $6,276 | $6,519-3.7% | $7,897-20.5% | $4,139+51.6% |
| Admin fee / account holder | $1,458 | $8,390-82.6% | $13,129-88.9% | $7,234-79.8% |