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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,103 | $156,398-56.5% | $147,318-53.8% | $138,895-51.0% |
| Participation rate | 84.2% | 83.8%+0.5pp | 82.1%+2.1pp | 79.9%+4.3pp |
| Annual return | 35.47% | 78.75%-43.3pp | 70.43%-35.0pp | 145.39%-109.9pp |
| Employer contribution / active EE | $0 | $4,853-100.0% | $4,593-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $14,020 | $8,237+70.2% | $7,906+77.3% | $6,396+119.2% |
| Admin fee / account holder | $4,651 | $14,976-68.9% | $13,708-66.1% | $12,562-63.0% |