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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,403 | $152,394+114.2% | $124,067+163.1% | $155,188+110.3% |
| Participation rate | 11.1% | 68.8%-57.7pp | 66.9%-55.8pp | 80.8%-69.7pp |
| Annual return | -1.23% | 34.93%-36.2pp | 31.06%-32.3pp | 148.84%-150.1pp |
| Employer contribution / active EE | $0 | $2,398-100.0% | $2,166-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $0 | $3,823-100.0% | $3,463-100.0% | $6,531-100.0% |
| Admin fee / account holder | $195 | $6,949-97.2% | $7,351-97.3% | $14,480-98.7% |