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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,563 | $114,119-27.7% | $107,187-23.0% | $138,895-40.6% |
| Participation rate | 28.6% | 78.1%-49.5pp | 75.0%-46.4pp | 79.9%-51.3pp |
| Annual return | 14.93% | 273.21%-258.3pp | 204.55%-189.6pp | 145.39%-130.5pp |
| Employer contribution / active EE | $2,005 | $4,059-50.6% | $3,782-47.0% | $4,194-52.2% |
| Participant deferral / active EE | $2,860 | $5,538-48.4% | $5,096-43.9% | $6,396-55.3% |
| Admin fee / account holder | $1,577 | $10,024-84.3% | $9,162-82.8% | $12,562-87.5% |