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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,170 | $124,980-91.1% | $108,359-89.7% | $154,746-92.8% |
| Participation rate | 90.9% | 75.2%+15.7pp | 70.1%+20.8pp | 80.7%+10.2pp |
| Annual return | 20.55% | 45.00%-24.4pp | 36.89%-16.3pp | 172.34%-151.8pp |
| Employer contribution / active EE | $1,259 | $2,851-55.8% | $2,399-47.5% | $4,379-71.2% |
| Participant deferral / active EE | $1,893 | $4,743-60.1% | $4,137-54.2% | $6,730-71.9% |
| Admin fee / account holder | $504 | $11,502-95.6% | $9,741-94.8% | $14,365-96.5% |