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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,934 | $154,228-89.0% | $145,433-88.4% | $137,256-87.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.74% | 74.59%-62.9pp | 66.58%-54.8pp | 220.34%-208.6pp |
| Employer contribution / active EE | $2,328 | $4,804-51.5% | $4,554-48.9% | $4,156-44.0% |
| Participant deferral / active EE | $2,739 | $8,216-66.7% | $7,897-65.3% | $6,407-57.2% |
| Admin fee / account holder | $4,698 | $14,344-67.2% | $13,129-64.2% | $12,270-61.7% |