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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,793 | $201,372+1.7% | $184,260+11.1% | $145,884+40.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.06% | 29.04%-16.0pp | 28.84%-15.8pp | 551.85%-538.8pp |
| Employer contribution / active EE | $13,337 | $7,024+89.9% | $6,427+107.5% | $4,662+186.1% |
| Participant deferral / active EE | $19,711 | $9,808+101.0% | $9,133+115.8% | $6,690+194.7% |
| Admin fee / account holder | $3,729 | $16,362-77.2% | $13,898-73.2% | $13,392-72.2% |