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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,230 | $80,812-56.4% | $160,784-78.1% | $82,448-57.3% |
| Participation rate | 70.6% | 66.2%+4.4pp | 77.0%-6.4pp | 68.1%+2.5pp |
| Annual return | 19.71% | 100.59%-80.9pp | 1803.92%-1784.2pp | 41.64%-21.9pp |
| Employer contribution / active EE | $2,518 | $2,174+15.8% | $3,733-32.5% | $2,551-1.3% |
| Participant deferral / active EE | $3,841 | $4,335-11.4% | $6,293-39.0% | $4,139-7.2% |
| Admin fee / account holder | $1,759 | $7,695-77.1% | $9,717-81.9% | $7,234-75.7% |