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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,232 | $88,815-96.4% | $81,882-96.1% | $145,897-97.8% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 14.55% | 1033.75%-1019.2pp | 779.47%-764.9pp | 552.29%-537.7pp |
| Employer contribution / active EE | $880 | $3,086-71.5% | $2,916-69.8% | $4,663-81.1% |
| Participant deferral / active EE | $880 | $4,647-81.1% | $4,323-79.7% | $6,689-86.9% |
| Admin fee / account holder | $1,167 | $8,434-86.2% | $7,360-84.1% | $13,390-91.3% |