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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,062 | $108,882+29.6% | $96,754+45.8% | $154,746-8.8% |
| Participation rate | 62.5% | 75.1%-12.6pp | 70.3%-7.8pp | 80.7%-18.2pp |
| Annual return | 10.33% | 98.39%-88.1pp | 82.04%-71.7pp | 172.34%-162.0pp |
| Employer contribution / active EE | $2,119 | $3,018-29.8% | $2,679-20.9% | $4,379-51.6% |
| Participant deferral / active EE | $8,676 | $5,323+63.0% | $4,758+82.4% | $6,730+28.9% |
| Admin fee / account holder | $303 | $10,200-97.0% | $8,905-96.6% | $14,365-97.9% |