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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,377 | $55,930-81.4% | $76,089-86.4% | $80,925-87.2% |
| Participation rate | 91.8% | 62.1%+29.8pp | 69.1%+22.7pp | 67.7%+24.2pp |
| Annual return | 12.76% | 20.58%-7.8pp | 360.94%-348.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $981 | $1,866-47.5% | $2,690-63.5% | $2,756-64.4% |
| Participant deferral / active EE | $3,675 | $3,051+20.5% | $4,259-13.7% | $4,299-14.5% |
| Admin fee / account holder | $1,445 | $5,241-72.4% | $6,418-77.5% | $6,940-79.2% |