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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,795 | $129,737-96.3% | $119,126-96.0% | $154,746-96.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.44% | 379.08%-363.6pp | 282.11%-266.7pp | 172.34%-156.9pp |
| Employer contribution / active EE | $2,260 | $4,375-48.3% | $4,034-44.0% | $4,379-48.4% |
| Participant deferral / active EE | $3,815 | $5,842-34.7% | $5,318-28.3% | $6,730-43.3% |
| Admin fee / account holder | $2,825 | $11,961-76.4% | $10,693-73.6% | $14,365-80.3% |