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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,809 | $87,106-49.7% | $105,607-58.5% | $80,935-45.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 23.06% | 17.01%+6.1pp | 116.11%-93.0pp | 35.66%-12.6pp |
| Employer contribution / active EE | $5,559 | $2,396+132.0% | $3,167+75.5% | $2,757+101.7% |
| Participant deferral / active EE | $8,913 | $3,986+123.6% | $5,011+77.9% | $4,299+107.3% |
| Admin fee / account holder | $3,262 | $8,447-61.4% | $10,958-70.2% | $6,924-52.9% |