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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,385 | $78,636-34.7% | $105,607-51.3% | $74,459-31.0% |
| Participation rate | 67.8% | 72.8%-4.9pp | 75.3%-7.4pp | 67.2%+0.6pp |
| Annual return | 16.83% | 15.96%+0.9pp | 116.11%-99.3pp | 1369.70%-1352.9pp |
| Employer contribution / active EE | $2,414 | $2,523-4.3% | $3,167-23.8% | $2,626-8.0% |
| Participant deferral / active EE | $4,171 | $4,322-3.5% | $5,011-16.8% | $4,350-4.1% |
| Admin fee / account holder | $1,173 | $2,220-47.2% | $10,958-89.3% | $1,945-39.7% |