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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,059 | $101,618-76.3% | $93,063-74.1% | $137,256-82.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 16.09% | 223.95%-207.9pp | 34.15%-18.1pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,450 | $2,707-46.4% | $2,476-41.4% | $4,156-65.1% |
| Participant deferral / active EE | $4,036 | $4,279-5.7% | $3,958+2.0% | $6,407-37.0% |
| Admin fee / account holder | $1,880 | $6,198-69.7% | $6,033-68.8% | $12,270-84.7% |