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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,452 | $201,370-37.2% | $184,256-31.4% | $145,897-13.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.25% | 29.05%-12.8pp | 28.85%-12.6pp | 552.29%-536.0pp |
| Employer contribution / active EE | $8,685 | $7,024+23.7% | $6,427+35.1% | $4,663+86.3% |
| Participant deferral / active EE | $6,915 | $9,808-29.5% | $9,133-24.3% | $6,689+3.4% |
| Admin fee / account holder | $963 | $16,364-94.1% | $13,899-93.1% | $13,390-92.8% |