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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,317 | $180,749-43.9% | $160,784-37.0% | $137,256-26.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 25.52% | 2234.46%-2208.9pp | 1803.92%-1778.4pp | 220.34%-194.8pp |
| Employer contribution / active EE | $1,100 | $4,155-73.5% | $3,733-70.5% | $4,156-73.5% |
| Participant deferral / active EE | $23,500 | $6,844+243.4% | $6,293+273.4% | $6,407+266.8% |
| Admin fee / account holder | $358 | $10,397-96.6% | $9,717-96.3% | $12,270-97.1% |