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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,178 | $81,331-80.1% | $155,534-89.6% | $80,935-80.0% |
| Participation rate | 81.3% | 66.3%+15.0pp | 78.2%+3.0pp | 67.7%+13.6pp |
| Annual return | 8.74% | 33.37%-24.6pp | 64.92%-56.2pp | 35.66%-26.9pp |
| Employer contribution / active EE | $1,841 | $3,105-40.7% | $4,675-60.6% | $2,757-33.2% |
| Participant deferral / active EE | $3,358 | $3,454-2.8% | $5,630-40.4% | $4,299-21.9% |
| Admin fee / account holder | $321 | $7,999-96.0% | $15,900-98.0% | $6,924-95.4% |