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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,544 | $181,062-6.4% | $158,223+7.2% | $155,188+9.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.23% | 57.39%-40.2pp | 52.09%-34.9pp | 148.84%-131.6pp |
| Employer contribution / active EE | $11,637 | $4,565+154.9% | $4,109+183.2% | $4,248+174.0% |
| Participant deferral / active EE | $22,164 | $6,134+261.3% | $5,467+305.4% | $6,531+239.4% |
| Admin fee / account holder | $760 | $18,825-96.0% | $16,047-95.3% | $14,480-94.8% |