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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,355 | $183,539-78.0% | $155,556-74.1% | $145,897-72.3% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 14.15% | 61.31%-47.2pp | 64.84%-50.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $1,842 | $5,315-65.3% | $4,675-60.6% | $4,663-60.5% |
| Participant deferral / active EE | $3,622 | $6,467-44.0% | $5,631-35.7% | $6,689-45.8% |
| Admin fee / account holder | $763 | $19,275-96.0% | $15,885-95.2% | $13,390-94.3% |