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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,392 | $185,312-28.6% | $161,489-18.0% | $154,746-14.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 9.70% | 103.84%-94.1pp | 89.72%-80.0pp | 172.34%-162.6pp |
| Employer contribution / active EE | $3,764 | $4,769-21.1% | $4,268-11.8% | $4,379-14.1% |
| Participant deferral / active EE | $13,955 | $6,350+119.8% | $5,630+147.9% | $6,730+107.3% |
| Admin fee / account holder | $1,196 | $18,654-93.6% | $16,006-92.5% | $14,365-91.7% |