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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,879 | $99,921-76.1% | $85,009-71.9% | $145,959-83.6% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 16.98% | 83.89%-66.9pp | 66.47%-49.5pp | 561.95%-545.0pp |
| Employer contribution / active EE | $1,151 | $3,233-64.4% | $2,728-57.8% | $4,661-75.3% |
| Participant deferral / active EE | $3,859 | $5,293-27.1% | $4,522-14.7% | $6,689-42.3% |
| Admin fee / account holder | $2,130 | $7,252-70.6% | $6,153-65.4% | $13,398-84.1% |