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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,722 | $154,228+227.9% | $145,433+247.7% | $137,256+268.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.37% | 74.59%-60.2pp | 66.58%-52.2pp | 220.34%-206.0pp |
| Employer contribution / active EE | $2,175 | $4,804-54.7% | $4,554-52.2% | $4,156-47.7% |
| Participant deferral / active EE | $11,622 | $8,216+41.4% | $7,897+47.2% | $6,407+81.4% |
| Admin fee / account holder | $2,455 | $14,344-82.9% | $13,129-81.3% | $12,270-80.0% |