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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,303 | $29,733-48.5% | $56,025-72.7% | $80,959-81.1% |
| Participation rate | 21.9% | 41.7%-19.8pp | 52.5%-30.6pp | 67.7%-45.8pp |
| Annual return | 16.51% | 35.28%-18.8pp | 1712.69%-1696.2pp | 35.67%-19.2pp |
| Employer contribution / active EE | $397 | $672-40.8% | $1,042-61.8% | $2,757-85.6% |
| Participant deferral / active EE | $1,262 | $1,229+2.6% | $1,955-35.4% | $4,300-70.7% |
| Admin fee / account holder | $2,408 | $2,434-1.0% | $2,828-14.8% | $6,925-65.2% |