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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,774 | $45,123-38.4% | $85,240-67.4% | $74,478-62.7% |
| Participation rate | 70.0% | 49.4%+20.7pp | 67.5%+2.5pp | 67.2%+2.8pp |
| Annual return | 28.69% | 26.32%+2.4pp | 66.75%-38.1pp | 1370.56%-1341.9pp |
| Employer contribution / active EE | $1,153 | $1,459-21.0% | $2,735-57.9% | $2,626-56.1% |
| Participant deferral / active EE | $4,343 | $2,736+58.7% | $4,527-4.1% | $4,350-0.2% |
| Admin fee / account holder | $789 | $2,215-64.4% | $6,165-87.2% | $1,946-59.4% |