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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,774 | $44,984-38.3% | $85,009-67.3% | $74,546-62.7% |
| Participation rate | 70.0% | 49.4%+20.7pp | 67.5%+2.5pp | 67.2%+2.8pp |
| Annual return | 28.69% | 26.25%+2.4pp | 66.47%-37.8pp | 1366.03%-1337.3pp |
| Employer contribution / active EE | $1,153 | $1,458-20.9% | $2,728-57.7% | $2,624-56.1% |
| Participant deferral / active EE | $4,343 | $2,733+58.9% | $4,522-3.9% | $4,347-0.1% |
| Admin fee / account holder | $789 | $2,208-64.3% | $6,153-87.2% | $1,944-59.4% |