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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,837 | $112,729-68.2% | $98,716-63.7% | $137,256-73.9% |
| Participation rate | 64.3% | 74.2%-9.9pp | 69.3%-5.0pp | 80.0%-15.7pp |
| Annual return | 15.78% | 38.48%-22.7pp | 31.81%-16.0pp | 220.34%-204.6pp |
| Employer contribution / active EE | $4,206 | $2,725+54.3% | $2,279+84.6% | $4,156+1.2% |
| Participant deferral / active EE | $11,655 | $4,640+151.2% | $4,048+188.0% | $6,407+81.9% |
| Admin fee / account holder | $14,967 | $10,129+47.8% | $8,703+72.0% | $12,270+22.0% |