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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,837 | $123,155-70.9% | $108,753-67.0% | $155,188-76.9% |
| Participation rate | 64.3% | 75.6%-11.3pp | 71.1%-6.8pp | 80.8%-16.5pp |
| Annual return | 15.78% | 44.73%-29.0pp | 37.47%-21.7pp | 148.84%-133.1pp |
| Employer contribution / active EE | $4,206 | $2,811+49.6% | $2,427+73.3% | $4,248-1.0% |
| Participant deferral / active EE | $11,655 | $4,623+152.1% | $4,115+183.3% | $6,531+78.5% |
| Admin fee / account holder | $14,967 | $12,126+23.4% | $10,320+45.0% | $14,480+3.4% |