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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,761 | $106,864-82.4% | $147,318-87.3% | $82,637-77.3% |
| Participation rate | 88.9% | 75.5%+13.4pp | 82.1%+6.8pp | 68.1%+20.8pp |
| Annual return | 16.29% | 27.49%-11.2pp | 70.43%-54.1pp | 53.51%-37.2pp |
| Employer contribution / active EE | $2,297 | $3,417-32.8% | $4,593-50.0% | $2,552-10.0% |
| Participant deferral / active EE | $3,658 | $6,496-43.7% | $7,906-53.7% | $4,126-11.3% |
| Admin fee / account holder | $5,508 | $8,415-34.5% | $13,708-59.8% | $7,339-25.0% |