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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,977 | $102,385-83.4% | $147,080-88.5% | $80,935-79.0% |
| Participation rate | 88.6% | 75.9%+12.8pp | 82.2%+6.5pp | 67.7%+21.0pp |
| Annual return | 18.42% | 135.09%-116.7pp | 420.17%-401.7pp | 35.66%-17.2pp |
| Employer contribution / active EE | $2,191 | $3,717-41.0% | $4,933-55.6% | $2,757-20.5% |
| Participant deferral / active EE | $3,941 | $6,651-40.7% | $8,066-51.1% | $4,299-8.3% |
| Admin fee / account holder | $659 | $7,951-91.7% | $12,989-94.9% | $6,924-90.5% |