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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,721 | $182,442-64.0% | $163,379-59.8% | $138,895-52.7% |
| Participation rate | 60.0% | 79.8%-19.8pp | 76.8%-16.8pp | 79.9%-19.9pp |
| Annual return | 25.29% | 72.74%-47.4pp | 63.41%-38.1pp | 145.39%-120.1pp |
| Employer contribution / active EE | $2,606 | $4,159-37.3% | $3,752-30.5% | $4,194-37.9% |
| Participant deferral / active EE | $7,405 | $6,817+8.6% | $6,282+17.9% | $6,396+15.8% |
| Admin fee / account holder | $788 | $10,396-92.4% | $9,818-92.0% | $12,562-93.7% |