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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,403 | $102,385-58.6% | $147,080-71.2% | $80,935-47.6% |
| Participation rate | 71.4% | 75.9%-4.4pp | 82.2%-10.8pp | 67.7%+3.8pp |
| Annual return | 20.27% | 135.09%-114.8pp | 420.17%-399.9pp | 35.66%-15.4pp |
| Employer contribution / active EE | $4,136 | $3,717+11.3% | $4,933-16.2% | $2,757+50.0% |
| Participant deferral / active EE | $8,261 | $6,651+24.2% | $8,066+2.4% | $4,299+92.1% |
| Admin fee / account holder | $422 | $7,951-94.7% | $12,989-96.8% | $6,924-93.9% |