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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,403 | $102,393-58.6% | $147,041-71.2% | $80,911-47.6% |
| Participation rate | 71.4% | 75.9%-4.4pp | 82.2%-10.7pp | 67.6%+3.8pp |
| Annual return | 20.27% | 134.95%-114.7pp | 419.21%-398.9pp | 35.63%-15.4pp |
| Employer contribution / active EE | $4,136 | $3,715+11.3% | $4,935-16.2% | $2,756+50.1% |
| Participant deferral / active EE | $8,261 | $6,647+24.3% | $8,071+2.4% | $4,297+92.2% |
| Admin fee / account holder | $422 | $7,943-94.7% | $13,006-96.8% | $6,935-93.9% |