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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,723 | $181,062-95.2% | $158,223-94.5% | $155,188-94.4% |
| Participation rate | 93.8% | 82.7%+11.1pp | 79.2%+14.5pp | 80.8%+12.9pp |
| Annual return | 21.42% | 57.39%-36.0pp | 52.09%-30.7pp | 148.84%-127.4pp |
| Employer contribution / active EE | $1,546 | $4,565-66.1% | $4,109-62.4% | $4,248-63.6% |
| Participant deferral / active EE | $2,973 | $6,134-51.5% | $5,467-45.6% | $6,531-54.5% |
| Admin fee / account holder | $549 | $18,825-97.1% | $16,047-96.6% | $14,480-96.2% |