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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,723 | $174,379-95.0% | $152,093-94.3% | $138,895-93.7% |
| Participation rate | 93.8% | 81.6%+12.1pp | 77.8%+16.0pp | 79.9%+13.8pp |
| Annual return | 21.42% | 74.86%-53.4pp | 66.36%-44.9pp | 145.39%-124.0pp |
| Employer contribution / active EE | $1,546 | $4,652-66.8% | $4,175-63.0% | $4,194-63.2% |
| Participant deferral / active EE | $2,973 | $6,159-51.7% | $5,451-45.5% | $6,396-53.5% |
| Admin fee / account holder | $549 | $16,880-96.8% | $14,497-96.2% | $12,562-95.6% |