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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,598 | $80,763+24.6% | $102,412-1.8% | $74,459+35.1% |
| Participation rate | 51.4% | 65.7%-14.3pp | 74.5%-23.1pp | 67.2%-15.8pp |
| Annual return | 13.69% | 27.57%-13.9pp | 24.94%-11.3pp | 1369.70%-1356.0pp |
| Employer contribution / active EE | $1,639 | $3,160-48.1% | $3,870-57.6% | $2,626-37.6% |
| Participant deferral / active EE | $4,955 | $3,862+28.3% | $5,060-2.1% | $4,350+13.9% |
| Admin fee / account holder | $10,541 | $2,371+344.5% | $8,388+25.7% | $1,945+442.0% |