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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,598 | $80,731+24.6% | $103,378-2.7% | $74,400+35.2% |
| Participation rate | 51.4% | 65.7%-14.3pp | 74.5%-23.1pp | 67.2%-15.8pp |
| Annual return | 13.69% | 27.56%-13.9pp | 24.91%-11.2pp | 1367.51%-1353.8pp |
| Employer contribution / active EE | $1,639 | $3,159-48.1% | $3,870-57.6% | $2,624-37.5% |
| Participant deferral / active EE | $4,955 | $3,862+28.3% | $5,058-2.0% | $4,348+14.0% |
| Admin fee / account holder | $10,541 | $2,369+344.9% | $8,401+25.5% | $1,944+442.3% |