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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,840 | $96,289-88.7% | $213,469-94.9% | $87,485-87.6% |
| Participation rate | 98.6% | 69.6%+29.0pp | 77.1%+21.5pp | 68.9%+29.7pp |
| Annual return | 18.73% | 17.78%+1.0pp | 20.58%-1.9pp | 26.06%-7.3pp |
| Employer contribution / active EE | $1,063 | $3,035-65.0% | $4,994-78.7% | $2,596-59.1% |
| Participant deferral / active EE | $1,815 | $4,750-61.8% | $6,841-73.5% | $4,274-57.5% |
| Admin fee / account holder | $519 | $9,670-94.6% | $27,141-98.1% | $7,775-93.3% |