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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,356 | $162,967-60.5% | $135,792-52.6% | $138,895-53.7% |
| Participation rate | 65.2% | 78.3%-13.1pp | 72.6%-7.4pp | 79.9%-14.7pp |
| Annual return | 17.81% | 30.08%-12.3pp | 25.96%-8.1pp | 145.39%-127.6pp |
| Employer contribution / active EE | $2,720 | $4,211-35.4% | $3,496-22.2% | $4,194-35.2% |
| Participant deferral / active EE | $4,335 | $5,640-23.1% | $4,759-8.9% | $6,396-32.2% |
| Admin fee / account holder | $1,333 | $15,306-91.3% | $12,266-89.1% | $12,562-89.4% |