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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,664 | $156,398-65.7% | $147,318-63.6% | $138,895-61.4% |
| Participation rate | 25.0% | 83.8%-58.8pp | 82.1%-57.1pp | 79.9%-54.9pp |
| Annual return | 22.47% | 78.75%-56.3pp | 70.43%-48.0pp | 145.39%-122.9pp |
| Employer contribution / active EE | $1,227 | $4,853-74.7% | $4,593-73.3% | $4,194-70.8% |
| Participant deferral / active EE | $6,149 | $8,237-25.4% | $7,906-22.2% | $6,396-3.9% |
| Admin fee / account holder | $344 | $14,976-97.7% | $13,708-97.5% | $12,562-97.3% |