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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,900 | $156,398-63.6% | $147,318-61.4% | $138,895-59.0% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 16.32% | 78.75%-62.4pp | 70.43%-54.1pp | 145.39%-129.1pp |
| Employer contribution / active EE | $5,169 | $4,853+6.5% | $4,593+12.6% | $4,194+23.3% |
| Participant deferral / active EE | $8,467 | $8,237+2.8% | $7,906+7.1% | $6,396+32.4% |
| Admin fee / account holder | $1,254 | $14,976-91.6% | $13,708-90.9% | $12,562-90.0% |