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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,900 | $155,555-63.4% | $146,866-61.3% | $155,188-63.3% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.5%+6.4pp | 80.8%+8.1pp |
| Annual return | 16.32% | 115.41%-99.1pp | 102.85%-86.5pp | 148.84%-132.5pp |
| Employer contribution / active EE | $5,169 | $4,647+11.2% | $4,425+16.8% | $4,248+21.7% |
| Participant deferral / active EE | $8,467 | $8,044+5.3% | $7,759+9.1% | $6,531+29.6% |
| Admin fee / account holder | $1,254 | $14,755-91.5% | $13,620-90.8% | $14,480-91.3% |