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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,949 | $25,014-68.2% | $69,623-88.6% | $80,935-90.2% |
| Participation rate | 91.3% | 64.2%+27.1pp | 66.4%+24.9pp | 67.7%+23.6pp |
| Annual return | 13.38% | 19.08%-5.7pp | 101.23%-87.9pp | 35.66%-22.3pp |
| Employer contribution / active EE | $791 | $991-20.2% | $1,709-53.7% | $2,757-71.3% |
| Participant deferral / active EE | $2,520 | $1,840+37.0% | $2,890-12.8% | $4,299-41.4% |
| Admin fee / account holder | $683 | $2,491-72.6% | $4,696-85.5% | $6,924-90.1% |