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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,158 | $55,889-89.0% | $76,119-91.9% | $80,935-92.4% |
| Participation rate | 96.0% | 62.1%+33.9pp | 69.1%+26.9pp | 67.7%+28.3pp |
| Annual return | 32.43% | 20.58%+11.9pp | 361.25%-328.8pp | 35.66%-3.2pp |
| Employer contribution / active EE | $875 | $1,866-53.1% | $2,693-67.5% | $2,757-68.3% |
| Participant deferral / active EE | $2,507 | $3,051-17.8% | $4,259-41.1% | $4,299-41.7% |
| Admin fee / account holder | $900 | $5,241-82.8% | $6,421-86.0% | $6,924-87.0% |