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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,945 | $81,331-53.3% | $155,534-75.6% | $80,935-53.1% |
| Participation rate | 48.7% | 66.3%-17.5pp | 78.2%-29.5pp | 67.7%-18.9pp |
| Annual return | 86.85% | 33.37%+53.5pp | 64.92%+21.9pp | 35.66%+51.2pp |
| Employer contribution / active EE | $1,039 | $3,105-66.5% | $4,675-77.8% | $2,757-62.3% |
| Participant deferral / active EE | $1,163 | $3,454-66.3% | $5,630-79.4% | $4,299-73.0% |
| Admin fee / account holder | $3,203 | $7,999-60.0% | $15,900-79.9% | $6,924-53.7% |