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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,050 | $94,436-25.8% | $115,599-39.4% | $82,637-15.2% |
| Participation rate | 88.2% | 70.4%+17.8pp | 74.3%+14.0pp | 68.1%+20.2pp |
| Annual return | 23.78% | 18.37%+5.4pp | 111.10%-87.3pp | 53.51%-29.7pp |
| Employer contribution / active EE | $6,016 | $2,324+158.9% | $2,955+103.6% | $2,552+135.7% |
| Participant deferral / active EE | $12,572 | $3,955+217.9% | $4,889+157.1% | $4,126+204.7% |
| Admin fee / account holder | $616 | $10,328-94.0% | $12,841-95.2% | $7,339-91.6% |