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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,050 | $101,950-31.3% | $125,529-44.2% | $86,983-19.5% |
| Participation rate | 88.2% | 70.2%+18.1pp | 74.7%+13.5pp | 69.5%+18.7pp |
| Annual return | 23.78% | 18.29%+5.5pp | 202.56%-178.8pp | 25.83%-2.0pp |
| Employer contribution / active EE | $6,016 | $2,358+155.1% | $3,058+96.8% | $2,584+132.8% |
| Participant deferral / active EE | $12,572 | $3,862+225.5% | $4,813+161.2% | $4,194+199.8% |
| Admin fee / account holder | $616 | $12,791-95.2% | $16,298-96.2% | $7,856-92.2% |