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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,359 | $155,555-79.8% | $146,866-78.6% | $155,188-79.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.5%-32.5pp | 80.8%-30.8pp |
| Annual return | 15.20% | 115.41%-100.2pp | 102.85%-87.7pp | 148.84%-133.6pp |
| Employer contribution / active EE | $921 | $4,647-80.2% | $4,425-79.2% | $4,248-78.3% |
| Participant deferral / active EE | $5,115 | $8,044-36.4% | $7,759-34.1% | $6,531-21.7% |
| Admin fee / account holder | $203 | $14,755-98.6% | $13,620-98.5% | $14,480-98.6% |