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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,691 | $177,353-94.5% | $158,226-93.9% | $198,609-95.1% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 17.94% | 599.50%-581.6pp | 501.41%-483.5pp | 202.70%-184.8pp |
| Employer contribution / active EE | $1,047 | $3,239-67.7% | $2,986-64.9% | $5,055-79.3% |
| Participant deferral / active EE | $2,002 | $4,615-56.6% | $4,317-53.6% | $6,977-71.3% |
| Admin fee / account holder | $2,325 | $10,960-78.8% | $10,217-77.2% | $19,030-87.8% |