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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,245 | $100,203-62.8% | $85,240-56.3% | $145,897-74.5% |
| Participation rate | 9.1% | 74.1%-65.0pp | 67.5%-58.4pp | 80.3%-71.2pp |
| Annual return | 27.09% | 84.28%-57.2pp | 66.75%-39.7pp | 552.29%-525.2pp |
| Employer contribution / active EE | $541 | $3,242-83.3% | $2,735-80.2% | $4,663-88.4% |
| Participant deferral / active EE | $2,168 | $5,299-59.1% | $4,527-52.1% | $6,689-67.6% |
| Admin fee / account holder | $16,906 | $7,265+132.7% | $6,165+174.2% | $13,390+26.3% |