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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,317 | $183,627-55.7% | $155,602-47.7% | $145,978-44.3% |
| Participation rate | 45.0% | 82.7%-37.7pp | 78.2%-33.2pp | 80.3%-35.3pp |
| Annual return | 14.56% | 61.32%-46.8pp | 64.81%-50.3pp | 550.52%-536.0pp |
| Employer contribution / active EE | $617 | $5,316-88.4% | $4,675-86.8% | $4,662-86.8% |
| Participant deferral / active EE | $2,492 | $6,466-61.5% | $5,629-55.7% | $6,690-62.7% |
| Admin fee / account holder | $292 | $19,327-98.5% | $15,923-98.2% | $13,400-97.8% |