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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,914 | $183,516+26.9% | $155,534+49.8% | $145,884+59.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.79% | 61.43%-54.6pp | 64.92%-58.1pp | 551.85%-545.1pp |
| Employer contribution / active EE | $7,735 | $5,315+45.5% | $4,675+65.5% | $4,662+65.9% |
| Participant deferral / active EE | $30,000 | $6,467+363.9% | $5,630+432.8% | $6,690+348.5% |
| Admin fee / account holder | $32,670 | $19,293+69.3% | $15,900+105.5% | $13,392+144.0% |