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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,216 | $73,787-68.5% | $98,716-76.5% | $82,448-71.8% |
| Participation rate | 93.8% | 61.4%+32.3pp | 69.3%+24.5pp | 68.1%+25.7pp |
| Annual return | 17.27% | 18.57%-1.3pp | 31.81%-14.5pp | 41.64%-24.4pp |
| Employer contribution / active EE | $2,831 | $1,511+87.3% | $2,279+24.2% | $2,551+11.0% |
| Participant deferral / active EE | $4,240 | $3,081+37.6% | $4,048+4.7% | $4,139+2.4% |
| Admin fee / account holder | $1,729 | $6,500-73.4% | $8,703-80.1% | $7,234-76.1% |