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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,176 | $88,672-77.2% | $105,223-80.8% | $82,448-75.5% |
| Participation rate | 67.6% | 67.9%-0.3pp | 75.0%-7.4pp | 68.1%-0.4pp |
| Annual return | 49.04% | 30.86%+18.2pp | 180.65%-131.6pp | 41.64%+7.4pp |
| Employer contribution / active EE | $1,541 | $3,048-49.4% | $3,689-58.2% | $2,551-39.6% |
| Participant deferral / active EE | $2,185 | $4,036-45.9% | $5,072-56.9% | $4,139-47.2% |
| Admin fee / account holder | $155 | $7,146-97.8% | $8,859-98.2% | $7,234-97.9% |