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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,866 | $86,938-86.4% | $102,423-88.4% | $80,925-85.3% |
| Participation rate | 89.4% | 72.4%+17.0pp | 76.5%+12.9pp | 67.7%+21.7pp |
| Annual return | 13.67% | 18.89%-5.2pp | 29.42%-15.8pp | 35.65%-22.0pp |
| Employer contribution / active EE | $1,974 | $2,369-16.7% | $3,023-34.7% | $2,756-28.4% |
| Participant deferral / active EE | $2,750 | $4,120-33.3% | $5,054-45.6% | $4,299-36.0% |
| Admin fee / account holder | $1,351 | $8,053-83.2% | $9,455-85.7% | $6,940-80.5% |