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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,861 | $58,848-96.8% | $88,179-97.9% | $82,637-97.7% |
| Participation rate | 78.4% | 57.9%+20.5pp | 69.1%+9.2pp | 68.1%+10.3pp |
| Annual return | 44.87% | 22.76%+22.1pp | 64.97%-20.1pp | 53.51%-8.6pp |
| Employer contribution / active EE | $694 | $1,678-58.6% | $2,549-72.8% | $2,552-72.8% |
| Participant deferral / active EE | $1,045 | $3,124-66.6% | $4,614-77.4% | $4,126-74.7% |
| Admin fee / account holder | $100 | $4,795-97.9% | $7,673-98.7% | $7,339-98.6% |