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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,310 | $75,541-77.1% | $152,093-88.6% | $82,637-79.1% |
| Participation rate | 53.6% | 66.5%-13.0pp | 77.8%-24.2pp | 68.1%-14.5pp |
| Annual return | 23.36% | 32.56%-9.2pp | 66.36%-43.0pp | 53.51%-30.1pp |
| Employer contribution / active EE | $816 | $2,622-68.9% | $4,175-80.5% | $2,552-68.0% |
| Participant deferral / active EE | $2,541 | $3,206-20.7% | $5,451-53.4% | $4,126-38.4% |
| Admin fee / account holder | $221 | $6,405-96.5% | $14,497-98.5% | $7,339-97.0% |