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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,877 | $155,555-93.0% | $146,866-92.6% | $155,188-93.0% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.5%-7.5pp | 80.8%-5.8pp |
| Annual return | 15.44% | 115.41%-100.0pp | 102.85%-87.4pp | 148.84%-133.4pp |
| Employer contribution / active EE | $5,123 | $4,647+10.2% | $4,425+15.8% | $4,248+20.6% |
| Participant deferral / active EE | $14,789 | $8,044+83.8% | $7,759+90.6% | $6,531+126.4% |
| Admin fee / account holder | $24,622 | $14,755+66.9% | $13,620+80.8% | $14,480+70.0% |